Vacant Land Loans – MSUFCU Home Loans

Whether buying land to build a new home or for recreational use, MSUFCU's Vacant Land Loan is available for property in Michigan and Illinois.

Fixed or adjustable rates with 10 and 15 year terms
View current Lot Loan and Recreational Land rates
As low as 20% down for Lot Loans for new construction within two years
As low as 25% down for Recreational Land loans
Loan amounts up to $1,000,000

To apply, click the Apply Now button below or contact the Mortgage Department directly at 517-333-2424 x2105 or Schedule an Appointment at a branch.

Apply Now

Members receive a $500 credit if they finance a Construction Mortgage Loan with MSUFCU on property financed with MSUFCU within two years.

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Home loans available for homes in the following states: Michigan, Alabama, Arizona, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Minnesota, Missouri, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Virginia, Washington, and Wisconsin. Construction home loans are available in Michigan and Illinois. Rates are based on creditworthiness, loan-to-value (LTV), property type, and other factors associated with your loan application, your rate may be higher.

APR is annual percentage rate, and is subject to change. Your rate will depend on your credit score and the term. The loans subject to credit approval.

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Empowering members to achieve financial freedom and security with products from mortgages to retirement planning.

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All products and services available on this website are available at all MSUFCU full-service locations.

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Federally Insured by NCUA

NMLS: 405297

MSU Federal Credit Union savings are Federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our disclaimer regarding links to other sites.