Buy a Home – MSUFCU Home Loans

Home Starts Here

Whether it’s your first house or your forever home, we’re here to help make it yours — with flexible loan options and guidance every step of the way.

Apply to Buy a Home

Let's Find the Right Loan for You

Explore fixed-rate and adjustable-rate loans, first-time buyer programs, and more.

Homebuying Made Easy: Affiliated Moves

Receive cash-back rewards, connect with trusted agents, and get personalized support at no cost.

Save with Special Offers

Enjoy exclusive homebuyer offers — designed to save you money and simplify your homebuying journey.

Current Rates

Check out our latest mortgage rates!

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I'm Ready to Apply

Start your home loan application now — simple, fast, and guided every step of the way.

What Do I Need to Prepare?

Make sure everything you need is in order for a smooth process.

MSUFCU now offers the Affiliated Affinity Real Estate Benefits Program, providing a cost-free, value-packed experience for members nationwide. Whether you're buying or selling a home and don’t have an established realtor, this service is designed to help.

Apply Now or contact the Mortgage Department directly at 517-333-2424.

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Member Benefits

Affiliated Moves Special Offers

Company

Empowering members to achieve financial freedom and security with products from mortgages to retirement planning.

Bringing MSUFCU's financial resources and support to Oakland University's campus.

Supporting businesses with tailored, reliable financial tools and solutions, from start-ups to corporations.

A digital-first credit union helping young professionals establish their finances.

A student-focused digital credit union with tools for smart money management.

Our team of financial professionals dedicated to supporting members with retirement planning, tax-efficient investments, and more.

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All products and services available on this website are available at all MSUFCU full-service locations.

Equal Housing Opportunity

Federally Insured by NCUA

NMLS: 405297

MSU Federal Credit Union savings are Federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our disclaimer regarding links to other sites.