Home Starts Here

Whether it’s your first house or your forever home, we’re here to help make it yours — with flexible loan options and guidance every step of the way.
Let's Find the Right Loan for You
Explore fixed-rate and adjustable-rate loans, first-time buyer programs, and more.
Homebuying Made Easy: Affiliated Moves
Receive cash-back rewards, connect with trusted agents, and get personalized support at no cost.
Save With Special Offers
Enjoy exclusive homebuyer offers — designed to save you money and simplify your homebuying journey.

Current Rates

Check out our latest mortgage rates!

I'm Ready to Apply

Start your home loan application now — simple, fast, and guided every step of the way.

What Do I Need to Prepare?

Make sure everything you need is in order for a smooth process.

MSUFCU now offers the Affiliated Affinity Real Estate Benefits Program, providing a cost-free, value-packed experience for members nationwide. Whether you're buying or selling a home and don’t have an established realtor, this service is designed to help.

 

Apply Now or contact the Mortgage Department directly at 517-333-2424.

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MSUFCU
Empowering members to achieve financial freedom and security with products from mortgages to retirement planning.

OU Credit Union

OU Credit Union
Bringing MSUFCU's financial resources and support to Oakland University's campus.

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Pillur
Supporting businesses with tailored, reliable financial tools and solutions, from start-ups to corporations.

AlumniFi
A digital-first credit union helping young professionals establish their finances.

Collegiate Credit Union
A student-focused digital credit union with tools for smart money management. 

TrulyU
Our team of financial professionals dedicated to supporting members with retirement planning, tax-efficient investments, and more. 

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-678-4968 for assistance.
All products and services available on this website are available at all MSUFCU full-service locations.
Equal Housing Opportunity
Equal Housing Opportunity
MSUFCU Icon Federally Insured by NCUA
 
NMLS: 405297
 
MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. View our Privacy Notice and read our disclaimer regarding links to other sites.